VET FEE-HELP loans

Study now, pay later with VET FEE-HELP.


What is VET FEE-HELP?

VET FEE-HELP is a student loan scheme that is funded by the Commonwealth Government to assist eligible students pay their course fees. It is available for some higher-level courses offered on a fee-for-service basis by TAFE NSW. VET FEE-HELP loans are not subject to income or assets tests.

For eligible fee-for-service courses, VET FEE-HELP provides you with the option of:

  • deferring all of your tuition fees; or
  • paying some of your tuition fees upfront and deferring the balance.

There is a loan fee of 20% for all VET FEE HELP loans.

Fee concessions are not available on fee-for-service courses offered by TAFE NSW.

Am I eligible?

To be eligible for VET FEE-HELP you must:

  • be an Australian citizen or a permanent humanitarian visa holder who will be resident in Australia for the duration of study
  • provide a tax file number
  • not exceed your FEE-HELP loan limit
  • provide, or be allocated, a Commonwealth Higher Education Student Support Number (CHESSN) – a unique identifying number provided by the Australian government.

Is VET FEE-HELP available for my course?

VET FEE-HELP is available for higher-level qualifications offered by TAFE NSW on a fee-for-service basis, including:

  • all TAFE NSW Graduate Certificates and Graduate Diplomas
  • many TAFE NSW Diplomas and Advanced Diplomas.

VET FEE-HELP courses currently available 

You may also view the following summaries which are updated regularly:

VET FEE-HELP Tuition Fees are published twice yearly as required under the Higher Education Support Act 2003. However new VET FEE-HELP programs can be introduced, and their schedule of fees published, at any time.

Credit transfer

Completing a high level qualification with TAFE NSW provides a great pathway to many university degrees. Find out more about getting credit where credit's due:

How do I pay back the loan?

You repay your VET FEE-HELP loan through the Australian tax system when you reach the minimum income threshold for repayment. Information about the minimum income threshold is available on the Study Assist website.

How do I apply?

To apply for VET FEE-HELP, you should:

  1. Read the VET FEE-HELP Information Booklet
  2. Complete a Request for VET FEE-HELP Assistance form. This is available online as part of your enrolment, or a hard copy version is available from your local campus.

More information – Study Assist website

Further information about VET FEE-HELP, including Frequently Asked Questions and information about FEE-HELP loan limits, may be found on the Study Assist website.

Rights and responsibilities

If you are considering applying for VET FEE-HELP, you should familiarise yourself with your obligations by reading the VET FEE-HELP Information Booklet. Further information is also available in the TAFE NSW – VET FEE-HELP Policy.

TAFE NSW provides fair treatment and ensures equal benefits and opportunities for students who are entitled to VET FEE-HELP assistance.

Fair treatment

To ensure fair treatment for students, TAFE NSW has policies on a range of issues including student selection, entry requirements, assessment and equal opportunity.

Grievance procedures for academic matters

TAFE NSW undertakes to deal with grievances promptly. You are entitled to raise any concerns about your academic results or appeal a result.

In the first instance, you should talk to your teacher for more information about the appeals process.

Grievance procedures for non-academic matters

You may raise a concern or grievance for a range of non-academic matters, including harassment, vilification, discrimination, misuse of personal information, financial matters and course applications.

You may report your grievance to a teacher, counsellor or other support officer.

Withdrawals and refunds

Depending on when you withdraw, you may be entitled to a refund of any up-front payment you've made, or re-credit of your FEE-HELP balance if you have taken a VET FEE-HELP loan.

Students have the right to apply for a review of a decision not to re-credit a FEE-HELP balance.

More information

Tuition assurance

If TAFE NSW ceases to provide a course in which you are enrolled, TAFE NSW will ensure that you are offered enrolment in a similar course of study. Alternatively, TAFE NSW will:

  • refund any upfront payment for any unit of study that you have commenced but not completed because TAFE NSW ceased to offer that course
  • recredit your FEE-HELP balance for the affected unit.

Personal information

When you enrol at TAFE NSW, the collection, storage, use and disclosure of any personal information you provide are protected by legislation.

For more information, see:

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TAFE NSW HIGHER EDUCATION

 Go higher with a TAFE NSW degree
  • Duncan WilsonThe teachers were professional, approachable and always willing to go the extra mile to help me gain my qualification.Duncan Wilson
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  • Rosalie WhitelawThe difference with TAFE is that it offers you an environment where like-minded people come together to achieve similar goals. It gives you a support network like no other.Rosalie Whitelaw
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